Cole's Baked 8-Layer Taco Dip
- Rayanna Birtch
- Dec 28, 2025
- 1 min read
Updated: Dec 28, 2025
Prep time: ~25 minutes
Bake time: 15–20 minutes
Serves: ~12

Ingredients
32 oz refried beans (2 cans)
1 can (15 oz) black beans, drained & rinsed
1 lb ground beef
2 oz taco seasoning (about 5 Tbsp), divided
8 oz cream cheese, softened
1 lb sour cream
2 cups pico de gallo or salsa
1–2 cups shredded mild cheddar cheese
12–16 oz guacamole (added after baking)
Garnish (optional):
Shredded lettuce
Green onions
Cilantro
Instructions
Cook the beef in a skillet over medium heat. Drain grease. Add ½ the taco seasoning and a splash of water. Simmer 2–3 minutes. Set aside.
Season the refried beans with ¼ of the taco seasoning until smooth.
Make the creamy layer in a bowl, mix cream cheese, sour cream, and remaining taco seasoning until smooth.
Preheat oven to 375°F (190°C). In a deep 9×13 dish, layer in this order:
Refried beans
Black beans
Seasoned ground beef
Cream cheese & sour cream mixture
Pico de gallo or salsa
Shredded cheddar cheese
Bake uncovered for 15–20 minutes, until hot and lightly browned on top.
Remove from oven and let cool 5 minutes.Spread guacamole evenly over the top, then garnish with lettuce, green onions, and/or cilantro.
Tips
Let the beef cool slightly before layering to prevent excess grease.
If your salsa is watery, drain it first to avoid a soggy dip.
Serve warm with tortilla chips.



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